Portfolio Building Blocks
There Are No Perfect Investments, But There Are Near-Perfect Portfolios.
The investment landscape has evolved and is becoming more complex. Diligent investment principles are key to building a firm foundation for your portfolio. Our structured investment approach guides the management of all investment strategies offered by our firm. It includes five key principles:
Our Quadrant Plan approach seeks to integrate the benefits of both custom portfolios and model portfolios. We offer a variety of investment strategies, which we consider building blocks for your portfolio. Our investment strategies intentionally complement one another by maintaining a unique focus and targeted investment exposure. The Quadrant Plan framework allows us to uniquely tailor a mix of portfolios to your specific situation.
The Whole is Greater than the Sum of its Parts.
Benefits of the Quadrant Plan
Many investors believe that diversification across securities and financial markets adds value to their portfolio. We believe this concept should be taken a step further by diversifying your portfolio across different types of investment management approaches, or objectives. The Quadrant Plan allocates your portfolio’s underlying accounts into various quadrants, which provides you with much more control and flexibility in several key areas:
Tax Management
Our goal is to optimize your tax situation by deliberately locating the strategies used across your quadrants based on the tax efficiency of your account types.
Diversifcation
Not only is your portfolio diversified across individual securities (stocks, bonds, funds, etc.) and asset classes (US stocks, foreign investments, bonds, etc.), but also by portfolio objective represented by each quadrant.
Time Horizon
Each quadrant, or “bucket” can have varying time horizons giving more specificity around planning for future withdrawal needs and thereby striving to improve your portfolio longevity.
Withdrawal Strategy
Portfolio withdrawals can be strategically directed from specific quadrants, minimizing the need to sell out of higher risk assets during market declines.
Illiquid Assets
Your portfolio quadrants can be easily adjusted to compliment non-publicly traded holdings, illiquid investments, or other financial assets so that your overall portfolio matches your goals and risk.
Personal Preferences
The investment strategies used across your quadrants are impacted by your specific priorities and preferences allowing for powerful customization.
Portfolios with Purpose
The Quadrant Plan helps you identify your investment needs and, as a result, ensure your portfolio has an appropriate emphasis across four purposes.
Liquid
Purpose
Income Yield, Accessibility
Investments
Money Markets, Bonds, Cash
Protected
Purpose
Preservation, Stability
Investments
CDs, Annuities, Structured Products
Balanced
Purpose
Foundational Diversification, Total Return, Growth & Income
Investments
Broad Market Exposure Including Stocks, Bonds, Alternative Assets
Growth
Purpose
Capital Appreciation, Outpace Inflation
Investments
Stocks, Uncorrelated Assets, Growth-Oriented Investment Strategies